Certain neutral topics are great for building up rapport in an interview. Learn about neutral topics to build rapport in
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This excellent article courtesy of Jack Hudson. Do you keep a track of your spending habits? Are you aware as to how many times you have swapped your credit card in a day? Almost all Americans fall into serious debt problems because of such bad practice. Taking credit card as a source of spending money [...] Courtesy of Jeanine Skowronski Savvy holiday shoppers are careful to plan out how much they want to spend on their loved ones this month, and they’ve probably also factored in the price of holiday decorations or even food and drink should they plan on entertaining. But there are plenty of other items that can bust [...] Courtsey of Faroosh Torabi As workers update their health insurance plans this open-enrollment season, some may face higher out-of-pocket costs. A new study by The Kaiser Family Foundation found that annual premiums for employer-sponsored health insurance plans jumped by nine percent from 2010 to 2011 to $4,129 for families and $921 for single individuals. To [...] Courtesy of Faroosh Torabi While doctors, lawyers and corporate executives earn top dollar, the average worker in America takes home about $16 an hour, according to PayScale. But you don’t necessarily need an advanced degree to bump up your pay. Experts say employing a few key strategies — even in today’s economic climate — could [...] Courtesy of Len Penzo It’s been said that if the palm of your right hand itches, you’ll soon be coming into money. On the other hand (pun intended), it’s also been said that if your left palm itches you’ll soon be paying out money. Don’t laugh. There are folks out there who actually believe that. [...] Courtesy of Jason Steele Holiday tipping is a touchy subject in a tough economy. Here are three ways to tip within your budget, and three more standard tips on tipping. The holidays are a festive time, and we all want to spread good cheer. But cash tips can be costly, and in some cases, inappropriate. [...] Courtesy of Faroosh Torabi Some things in life are just best left un-purchased because they simply don’t provide their money’s worth — or have much cheaper alternatives. Here’s a list of six everyday items we don’t really need. Ditching them all together could save an average of $1,500 a year. Lottery Tickets Last year Americans [...] Courtesy of Faroosh Torabi With the current economy, many of us will need to keep our shopping lists short this year – but the proper etiquette for holiday gift giving on a budget is not always clear. Here’s some advice. Suggest a Gift Grab Don’t feel pressure to go overboard if money’s tight. You’re not [...] Courtesy of Dana Dratch It’s the magic phrase uttered by almost anyone who’s ever considered the cost of home remodeling: “We’ll get it back when we sell.” Unless you keep those projects practical, though, you might just be kidding yourself. For example: • Steel front door: Good. • Master suite addition costing more than the [...] Courtesy of Farnoosh Torabi The costs of home ownership stretch far beyond mortgage payments, property taxes and insurance. From clogged gutters to broken shingles and mold, home repairs can easily add up — especially with all the precipitation and cold weather this time of year. We spoke with home improvement specialist Ron Hazelton for his [...] Courtesy of David Ning, US News If you already have a retirement plan in place, you are well ahead of the typical person with an investment account. But you need to monitor and update your retirement plan as you progress through your career to make sure you are still on track. Here are five ideas [...] An Excellent Article, Courtesy of Consumer Reports. The recession has caused many Americans to cut their spending, pay down their debts, and build their savings. And with the economy’s tepid recovery, it’s still important to keep your spending in check. Even if you think you’ve cut just about all the fat from your budget, you can [...] After the mortgage payment, the largest home-related expense for most people is their property tax bill. But shockingly, an estimated 40 percent of American homeowners pay more than they should on their property taxes. Why is that? The primary reason is that your county assessor has placed an incorrect assessed valuation on your home. This [...] If you’re like most people, your mortgage is your largest monthly expense. But, how do you know if you’re paying too much for your mortgage? With interest rates at near record lows, many homeowners could be saving hundreds of dollars a month by reducing their interest rate through a mortgage refinance. Here are five signs [...] |
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